Your 3 Clear Paths (and How to Choose)
Owning a Marriott Vacation Club week or points you no longer use can feel like an endless bill. The good news: you have three legitimate ways to cancel. This guide explains each option, how to decide quickly, and how to avoid missteps that cost time and money.
The 3 Legitimate Ways to Cancel
1) Use Your Rescission (Cooling-Off) Window
If you just purchased, state law usually gives you a few days to cancel with no penalty.
What to do now
- Find the “Right to Cancel/Rescission” section in your purchase documents.
- Send a short written notice per the contract (often certified mail).
- Keep proof of delivery and stop using points/nights immediately.
Best for: Recent purchases
Timeline: Days–weeks (confirmation)
Cost: Postage + time
2) Request a Developer/HOA Deed-Back (Surrender)
Some ownerships qualify for a voluntary surrender back to the developer/association.
How to check
- Call Owner Services/your HOA; ask about a surrender/deed-back path.
- Request an estoppel (verifies balances, fees, usage, restrictions).
- Get terms in writing (fees, timeline, final confirmation you’ll receive).
Best for: Paid-off accounts, fees current
Timeline: Weeks–months
Cost: Often modest processing/transfer fees
3) Pursue a Documented, Resort-Compliant Cancellation
When rescission has passed and you’re not eligible for deed-back, a paperwork-driven, compliance-first cancellation works within resort/HOA procedures to release you from future obligations.
What a proper process includes
- Contract/fee audit (legacy week vs. points, ROFR, restrictions)
- Written scope, milestone updates, and realistic timeline
- Correct forms & submissions to the resort/HOA
- Final written proof you’re off title/contract and off the hook for future fees
Best for: Most other cases
Timeline: Varies by resort/HOA
Cost: Fixed service fee; should be transparent
Red Flags to Avoid (Protect Your Wallet & Credit)
- Up-front “marketing” or “escrow” fees to “sell fast”
- “Guaranteed buyer” or “guaranteed timeline” claims
- Advice to stop paying without a compliant plan in writing
- Vague contracts lacking scope, milestones, or a final release document
FAQs
Is resale the same as cancellation?
No. Resale transfers ownership (if it sells). Cancellation releases you from future obligations.
Will cancellation hurt my credit?
A resort-compliant process is designed to avoid credit damage. Avoid advice that pushes you into breach.
How long will this take?
Rescission: days–weeks. Deed-back: weeks–months. Documented cancellations vary by resort and contract type.
Can I exit if I still owe on a loan?
It’s harder, but not impossible. Bring loan details to your assessment for realistic options.
How Lone Star Transfer Helps Marriott Vacation Club Owners
- No-pressure assessment of your week/points, fees, and restrictions
- Compliance-first plan with written steps and timeline
- Paperwork & submissions handled correctly
- Status updates and final written proof of release once complete
